Tips The Beginner's Guide To Credit Scores If you plan to purchase a home, get a credit card, buy a car, or get a personal loan, then you will need a good credit score. This blog unpacks everything to do with credit scores. Thomas Brennan Feb 23, 2023 • 4 min read
Stories 2022 What A Year! A lot happened over the past year. So in the spirit of pride, I want to look back and celebrate all that we’ve achieved over the past year and look forward with hope. Thomas Brennan Dec 20, 2022 • 2 min read
Investing The Best Gift Ever When I was young, I always looked forward to Christmas. Since I became a father, it’s been a beautiful experience. Find out how I found the best gift ever. Thomas Brennan Dec 15, 2022 • 4 min read
News The How-To Guide On Inflation The SARB announced that it was increasing the repo rate by 0.75% to 7% effective 25th November 2022. This is big news, so let's unpack what’s going on. Thomas Brennan Dec 1, 2022 • 3 min read
News David and Goliath Retold Winning the Best Financial Solution at the MTN App of the Year awards, over Shoprite and 22seven felt like a David vs Goliath moment. Read about how we achieved it. Thomas Brennan Oct 20, 2022 • 2 min read
Tips Cut Back, Grow a Beard Given high fuel prices and interest rates on the rise, people have less money and are looking for ways to spend less. Here are some ways you can go about doing so. Thomas Brennan Sep 28, 2022 • 2 min read
Updates Selling Vitamins through Boosts I’ve been stewing on how can we turn investing for the long-term, into something that you want to do every day. In other words, how can I sugarcoat the vitamins we’re offering our users? Thomas Brennan Sep 6, 2022 • 3 min read
Stories Being Franc Fact: investing is scary for many people. And just like any other fear, it likely makes us do one of a few things: freeze, run away, or hide. Thomas Brennan Aug 4, 2022 • 3 min read
Lifestyle The Cost of Your Dream Car We all have a dream car, but have you ever asked yourself what impact will buying your dream car have on your future ambitions, from a financial perspective? Thomas Brennan Jun 16, 2022 • 3 min read
Investing Time-In Beats Timing People who buy and sell shares often laugh at people who buy and hold. However, our analysis shows that buying and holding is better most of the time. Thomas Brennan Jun 2, 2022 • 3 min read
Investing Can I Trust Financial Advice? The honest truth is that unless you’re already wealthy and have a complicated personal financial situation, you probably don’t need a financial advisor. Thomas Brennan May 5, 2022 • 4 min read
News 5 Years in the FinTech Space In 2017, I was astounded to learn that South Africa was the highest country in the world for the search term “how to invest” on Google trends. Over the past 5 years the financial industry has seen a lot of change. Thomas Brennan Mar 22, 2022 • 3 min read
Investing (Financial) Advice For My Younger Self "I’ve often thought about what I would say to my younger self if I had a chance. There are a few things, what I did with the money I earned." Thomas Brennan Feb 15, 2022 • 3 min read
Updates Francly 2021 Notes on 2021 directly from the CEO and co-founder of Franc. Thomas Brennan Dec 14, 2021 • 2 min read
Tips Supporting Our Parents in Retirement The sad reality is that many retirees have not saved enough money to meet their financial needs in retirement. This means a lot of children may land up supporting their parents. Thomas Brennan Dec 1, 2021 • 2 min read
Investing Under (Financial) Pressure We all have a relationship with money. It’s influenced by our culture, our community and also by our gender. Men are often told that they should be good with money. Thomas Brennan Nov 3, 2021 • 2 min read
Tips Your Money Is Losing Value In A Bank Account A healthy bank account balance means not being in the red for most people. The problem is the money sitting in your bank account is doing absolutely nothing for you. Thomas Brennan Oct 26, 2021 • 3 min read
Tips Bitcoin ?!? Regardless of your (invested) interest, or disinterest in bitcoin, It’s important to understand the basics of bitcoin, especially if you’re thinking about investing in it. Thomas Brennan Sep 30, 2021 • 4 min read
Tips What Should You Be Saving For? This is perhaps one of the most important questions we should be asking ourselves both as individuals and as a society. Thomas Brennan Sep 2, 2021 • 4 min read
Investing Borrowing to Invest - A Good Idea? Although it may be tempting to borrow money to invest, especially if you are cash strapped, it's not a good idea and could make you lose big time. Thomas Brennan Jul 15, 2021 • 3 min read
Tips Savings Culture - Not as Bad as We Think We’re often told that we’re a nation of bad savers, but the reality is quite different. Over half of adults in Sub-Saharan Africa save money, but few use banks to do so. Thomas Brennan May 20, 2021 • 3 min read
Tips How to Handle Financial Emergencies Life is unpredictable and sometimes it can hit you where it hurts, your personal finances. The first thing to know when dealing with financial hardship is that you’re not alone. Thomas Brennan May 6, 2021 • 4 min read
Investing 7 Debt Traps and How to Avoid Them Like all traps, debt traps are tricky to get out of so it is best to avoid them altogether. That's why this article is about common debt traps and how to avoid them. Thomas Brennan Apr 15, 2021 • 3 min read
Investing (micro) Investing and Why It Matters It doesn't matter how much you invest, the important thing is to invest because it'll help you grow your wealth, pay yourself first and change the way you think about money. Thomas Brennan Mar 18, 2021 • 3 min read
Tips It's a (Debt) Trap! The negative impact of debt is not spoken about enough. If left unchecked for too long debt can leave you in a trap that is tough to get out of. Thomas Brennan Mar 11, 2021 • 3 min read