We asked the AI phenomenon ChatGPT for some advice on subjects ranging from Valentine’s gifts to sharing finances in relationships and some pretty interesting tips came out of it. We started simply by asking what ChatGPT understood about Valentine’s Day and the response was: “As an AI language model, I don't have personal opinions or emotions. However, Valentine's Day is a popular holiday that is celebrated on February 14th and is traditionally associated with showing love and affection to romantic partners, friends, and family members through acts of kindness, gift-giving, and spending time together.” A pretty safe answer, so what does ChatGPT have to say about the decisions that can make or break relationships?

ChatGPT’s advice on sharing finances in relationships

Here are some pieces of advice for couples sharing finances:

  1. Communicate openly and honestly: Regularly talk about your financial goals, budgets, and spending habits to avoid surprises and ensure that both partners are on the same page.
  2. Make a budget: Set a budget together, and prioritise spending and saving in a way that makes sense for both partners.
  3. Set financial goals: Work together to set financial goals and create a plan for achieving them.
  4. Divide and conquer: Decide who will handle which financial responsibilities, such as paying bills, managing investments, and tracking spending.
  5. Consider consolidating accounts: Consider consolidating your accounts to make managing finances easier and more streamlined.
  6. Keep separate accounts: While consolidating accounts can have benefits, it's also important to maintain some level of independence and have your own separate account. (Franc - make up your mind ChatGPT!)
  7. Seek professional advice: Consider seeking the advice of a financial advisor to help you navigate complex financial decisions and ensure that your long-term goals are on track.

Remember, sharing finances is a big step, and open communication and mutual respect are key to making it work.

ChatGPT’s perfect Valentine’s Day gift

The perfect Valentine's Day gift is subjective and depends on the recipient's individual tastes, interests, and preferences. Here are a few ideas to consider:

  1. Personalised gift: Consider a personalised gift such as a custom piece of jewellery, a photo album, or a monogrammed item.
  2. Experience gift: Give the gift of a shared experience, such as a cooking class, a concert, or a weekend getaway.
  3. Thoughtful gesture: A simple and thoughtful gesture, such as a homemade meal or a handwritten love letter, can be just as meaningful as a tangible gift.
  4. Gift of time: Give the gift of time by planning a special date or outing, or by offering to complete a task or errand for your loved one.
  5. Romantic gesture: Consider a romantic gesture, such as a couples' massage or a sunset dinner, to show your love and affection.

Ultimately, the perfect Valentine's Day gift is one that shows thoughtfulness, consideration, and genuine love and affection for the recipient. Whether it's a big or small gesture, what matters most is the effort and consideration that goes into it.

Whichever gift you choose, you can use your Franc account to save up for something special for your loved one. Whether you decide to set up a “Valentine’s Day” goal and lock it for the next Valentine’s Day, or set up a linked account for them, you can count on Franc to help you make Valentine’s Day something to remember.