We’re frank about finances, and here to simplify investing and money management for everyone.
![How to budget for a holiday [+ vacation budget spreadsheet]](/blog/content/images/size/w600/2023/10/How-to-budget-for-a-holiday--1-.png)
I’ve worked together with friend of Franc Aron Samuels, who is a financial coach, speaker and founder of The Wealth Coach, to pull together a step-by-step guide to how to budget for a holiday, plus a few holiday spending tips and a handy holiday budget template.
An investment portfolio shouldn’t be complicated or overwhelm you. Yet it’s perhaps the most important financial aspect of life that is often overlooked.
At Franc we emphasise over and over again that saving is not enough – you must invest your savings. But there are so many different ways to invest your money. Here, in our opinion, are the best types of investments in South Africa.
Whether you’re expecting or already have children, it pays (literally!) to be financially prepared for their future. We talk about financial planning for your baby’s future, from pregnancy and beyond.
The line between short-term investments and long-term investments can be a bit blurry at times. When customers sign up on the Franc app, we ask you what you’re investing towards and if you have a specific time frame for their investment.
![What's the Level of Financial Literacy in South Africa? [+ financial literacy quiz]](/blog/content/images/size/w600/2023/09/financial-literacy.png)
Although the latter found that 42% of South African adults were financially literate (placing us 3rd in Africa and 39th overall out of 137 countries), the SASAS study revealed a declining trend in the percentage of questions answered correctly (scores improved in only one of five categories).
August was not the brightest month for the Top 40 companies as only 12 companies were in the green, while the rest remained in the dark and experienced a decrease in share price compared to last month.
A well-structured household budget isn't just about crunching the numbers. It’s about creating a lifestyle that nurtures and accommodates shared financial goals and mindful spending.
According to Nicolette Mashile, a successful businesswoman and passionate personal finance advocate, we need more female entrepreneurs to act as teachers and role models for the next generation of go-getters.
![The Guide To Provisional Tax In South Africa [+ downloadable provisional tax calculator]](/blog/content/images/size/w600/2025/09/calculating-your-provisional-tax.png)
