how franc works

Franc is a digital wealth coach for your money journey

We help you build wealth through guided goals, curated funds and everyday habits that keep you moving forward.

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how it works

Grow your wealth through simple steps

1
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Choose a goal that matters to you

Whether it's a safety net, a holiday, or your child's future, start by telling us what you're working toward, and when you want to reach it.

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Get a personalised plan

Based on your goal, we'll suggest a smart investment or savings strategy using our curated set of top-performing funds. It's personalised, beginner-friendly and built for your timeline.

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Take your first step

Make your first deposit - even if it's small - using instant in-app payments, a standard EFT, or via the ATM. It's simple, secure, and seamless.

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Stay on track with helpful nudges

Franc helps you build consistency with reminders, streaks and progress tracking. It's not about doing it perfectly - it's about doing it regularly.

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GROUP SAVINGS

Built for people building futures together

Franc helps families invest together and for the next generation. Choose the account that fits your needs.

Child account

Open an account in your child's name and start building generational wealth and opportunities for their future.

Shared goals

Save and invest together towards something meaningful - whether you're a couple, family, or group of friends.

Learn with Franc Academy

Financial confidence grows when knowledge grows. Whether you're just starting out or levelling up, our videos, blogs and courses will help you feel more informed, more empowered and more in control of your money decisions.

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Franc Academy

Build financial confidence through simple, practical online courses.

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Blog posts

Explore articles that break down money, investing and planning in ways that are easy to understand.

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Podcasts

Hear the Franc team unpack money topics and remove the fear and confusion around investing.

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Videos

Watch clear, friendly explainers to grow your understanding - and your confidence - one concept at a time.

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