how franc works

Franc is a digital wealth coach for your money journey

We help you build wealth through guided goals, curated funds and everyday habits that keep you moving forward.

A man looking at his franc app dashboard
how it works

Grow your wealth through simple steps

1
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Choose a goal that matters to you

Whether it's a safety net, a holiday, or your child's future, start by telling us what you're working toward, and when you want to reach it.

2
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Get a personalised plan

Based on your goal, we'll suggest a smart investment or savings strategy using our curated set of top-performing funds. It's personalised, beginner-friendly and built for your timeline.

3
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Take your first step

Make your first deposit - even if it's small - using instant in-app payments, a standard EFT, or via the ATM. It's simple, secure, and seamless.

4
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Stay on track with helpful nudges

Franc helps you build consistency with reminders, streaks and progress tracking. It's not about doing it perfectly - it's about doing it regularly.

Franc Products

Your toolkit for building real wealth

Hustle Account

Designed for freelancers and sole proprietors. Track income and expenses, understand your profit and build business savings with confidence.

Savings Account

A flexible, high-interest savings option that helps you grow your money safely with no lock-ins. Watch your interest grow in real time.

Learn More

Investment Goals

We match your goal to a strategy and fund mix - so you can invest with clarity and purpose.

Learn as you grow

Get bite-sized money tips, investment insights and real stories from everyday wealth builders, delivered to your inbox every two weeks.

Help
How Franc Works | Your Daily Wealth Habit