1
Choose your goal
Think about what you're working towards and when you'd like to reach it, whether it's a car, studies, travel, a deposit, or long-term growth.
investment goals
Why goal-based investing with Franc delivers more
Personalised strategies, diversified funds and behaviour-building tools help you stay consistent and make real progress toward every goal.
Personalised strategies
Each goal gets its own investment plan based on your timeline, amount and comfort with risk, giving you a better chance of success.
Diversified portfolios
Your goal is matched to a blend of funds that balance growth and safety - from money market to local equity and offshore ETFs.
Stay on track
Deposit reminders, progress tracking and simple nudges help you stay consistent without pressure or complexity.
investment goals
Why goal-based investing with Franc delivers more
2
Get a personalised investment strategy
Enter your target or monthly deposit amount, get a recommended investment strategy based on your timeline, and view your projected returns before you start.
3
Make your first deposit
Start investing using instant in-app payments, a standard EFT or through an ATM. It's simple, secure and takes just a few taps.
Goal-based investing vs normal investing
Why is goal-based investing so effective?
See why goal-based investing helps everyday investors stay consistent and focused.
investment funds
The best funds to build your dreams on
Build an investment strategy suited to each goal with diversified, low-cost funds selected to balance growth, safety and simplicity.
Sygnia Itrix S&P 500 ETF
The Sygnia Itrix S&P 500 exchange traded fund (ETF) tracks the S&P 500 index which comprises of the 500 largest publicly traded companies in the United States
Annualised Performance
- 1YR
- 14.0%
- 3YR
- 19.2%
- 5YR
- 14.0%
- 10YR
- N/A
- Since inception
- 16.0%
Not available (N/A) due to fund launch date.
Costs (excl. VAT)
- Annual Fee
- 1.0%
- Transaction Fee
- Up to 0.76%
Allan Gray Money Market Fund
The fund targets returns higher than a bank deposit with access your money whenever you need it. While very low risk, losses can occur if an issuers defaults.
Annualised Performance
- 1YR
- 7.7%
- 3YR
- 8.4%
- 5YR
- 7.1%
- 10YR
- 7.2%
- Since inception
- 7.7%
Costs (excl. VAT)
- Annual Fee
- 1.0%
- Transaction Fee
- 0.0%
Satrix 40 ETF
Tracks South Africa's 40 largest listed companies and provides long-term equity exposure.
Annualised Performance
- 1YR
- 48.16%
- 3YR
- 18.77%
- 5YR
- 18.39%
- 10YR
- 11.15%
- Since inception
- 12.1%
Costs (excl. VAT)
- Annual Fee
- 1.0%
- Transaction Fee
- Up to 0.76%
Regulated by the FSCA
Franc is an authorised Financial Services Provider (No. 49998), regulated by the Financial Services Conduct Authority (FSCA).
Protected by law
Your investments are held with licensed providers in your name and governed by the Collective Investment Schemes Control Act.
Bank-level security
We are a registered with the Financial Intelligence Center (FIC) and use advanced technology to keep your money and personal information safe.
Goal-based investing
Frequently asked questions
- Each goal has a specific timeline and target amount. Based on these inputs and your risk appetite, we can recommend a personalised investment strategy to ensure the goal is achieved with the appropriate level of investment risk.
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