EMBEDDED SAVING

Frequently asked questions

• What is the primary purpose of Franc's embedded saving API, and what challenge does it solve for partners?

  Franc's embedded Savings API focuses on enabling partners to integrate savings and investments into their product suite, allowing them to offer customers branded savings or investment wallets powered by Franc. It's ideal for companies that want to provide investment opportunities without holding a license or managing funds directly. By leveraging Franc's license and investment marketplace, partners can easily enhance their offerings.
• Who is the ideal partner for Franc's embedded API service, and how is the solution integrated?

  The target partners for the API are primarily fintechs looking to enhance their offerings with savings or investments. Franc's Restful API enables seamless integration. Companies have flexible options for integration: Restful (API), Express (whitelabel), and Custom (configurable API). Integration can be achieved by embedding a Franc wallet directly into client applications. Franc has already partnered with companies such as Momentum, Paymenow, BenX, and Paycurve.
• What investment products and services can partners embed using the API?

  Franc provides access to its digital wealth marketplace. Partners can integrate a savings or investment wallet, allowing clients to access a curated selection of low-cost funds. These typically include a high-yield savings account, often powered by the Allan Gray Money Market Fund (AGMMF); index-tracking ETFs, such as local equity funds like the Satrix 40 ETF and offshore equity funds like the Sygnia Itrix S&P 500 ETF; and tax-advantaged accounts, including Tax-Free Savings Accounts (TFSAs) and Retirement Annuities (RAs), supporting Franc's vision to be a one-stop shop for all savings and investment needs.
• How does Franc structure the pricing for the embedded API service?

  Access to the API revenue is subject to a minimum usage licensing fee, charged on a monthly basis with a revenue share.
• How can I get started with the embedded API service?

  Simply request access using the form below. You can also review the Restful API documentation on partners integration.